When renting a car in Namibia, your vehicle is covered by insurance - but different levels of excess (also known as a deductible) determine how much you're liable to pay in case of damage or accident.
Zero Excess (Full Coverage)
Zero Liability.
+Includes Tyre and Windscreen Insurance
Highest level of protection available.
You pay nothing in the event of damage or theft, provided terms and conditions are met.
Ideal for those wanting maximum peace of mind during their travels, especially on gravel roads or long-distance routes.
Reduced Excess
NAD 25,000 Liability.
Optional upgrade for an additional daily fee.
Your liability is lowered significantly. For example, you may only be liable for half of the amount when compared to standard coverage in case of damage, theft, or an accident.
Offers greater peace of mind without the higher cost of full coverage.
Replacement tyre costs and the cost of windshield repair/replacement is not included in this excess option.
Standard Excess
NAD 50,000 Liability.
Included in all rentals by default.
You are liable for a fixed amount in case of damage, theft, or an accident. This is the maximum amount you would pay, even if the damage is more expensive.
Suitable for experienced or budget-conscious travelers comfortable with moderate risk.
Replacement tyre costs and the cost of windshield repair/replacement is not included in this excess option.
Other Available Coverages:
Tyre and Windscreen Insurance
Covers cost of windscreen repair/replacement and one flat tyre during your trip.
Included as Part of Zero Excess Coverage
Peace of Mind When Driving Through Nambia’s Rough terrain.
Flat tyres and windscreen damage are the most common forms of vehicle wear and tear that occur on self-drive adventures. For a small fee per rental day, any costs related to a replacement tyre or windshield damage will be waived.
